Student Health Insurance
All campus-based students enrolled ¾ time or more are required by Massachusetts State law to enroll in the Student Health Insurance Plan or be covered by a health insurance plan with comparable coverage. To ensure compliance with Massachusetts State law, Simmons students are automatically billed for the Student Health Plan, which is separate from the Health Center fee. Failure to submit a waiver form by the stated deadline will result in automatic enrollment. Students are not allowed to waive coverage with a foreign insurance carrier or Health Safety Net Plan. Only insurance companies within the United States will be accepted as substitutes for the Simmons Student Health Insurance Plan.
Simmons University does not offer Student Health Insurance to students enrolled less than ¾ time OR to the dependent(s) of any Simmons student.
If you are covered under a comparable insurance plan you may be eligible to waive the Student Health Insurance Plan. In order to waive the Student Health Insurance Plan, you must attest that you have a plan that offers comparable coverage. For more information, you can consult this Comparable Coverage Checklist. Health plans with a closed network of providers that only cover emergency services in the Boston area, such as out-of-area HMOs, EPOs, or out-of-state Medicaid products, are not acceptable. Students who do not have proper coverage may find themselves unable to access needed care or may receive large bills for services not covered by their insurance. Waivers must be completed online at the website of our insurance provider, www.universityhealthplans.com. The deadline to waive the Student Health Insurance Plan for the fall semester is September 15th and the deadline to waive for the spring semester is February 15th. Failure to submit a waiver by the stated deadline will result in mandatory enrollment in the Simmons University Student Health Insurance Plan with no possibility of reversal or refund of the insurance cost.